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Terms of Service

Welcome to Be WellOff™ and Be WellOff Lite™, financial portfolio management apps developed and operated by WellOff Labs LTD.™ (“Company,” “we,” “us,” or “our”). These Terms of Service (“Terms”) govern your access to and use of both Be WellOff™ (the “Pro App”) and Be WellOff Lite™ (the “Lite App,” previously known as Be WellOff). Please read them carefully.

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By downloading, accessing, or using the App, you agree to be bound by these Terms. If you do not agree, please do not use the App.

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1. Acceptance of Terms

By using Be WellOff™ or Be WellOff Lite™, you confirm that:

  • You are at least 16 years old or have parental/guardian consent.

  • You have read, understood, and agree to comply with these Terms.

  • You will comply with all applicable laws and regulations while using the App.

We may update these Terms at any time. Continued use of the App after such updates means you accept the revised Terms.

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2. Paid App & Refund Policy

Be WellOff™ (Pro App) is available for a one-time purchase at USD $9.99 (or local equivalent) through official platforms (Apple App Store and Google Play Store).

  • All purchases are final and non-refundable, except where required by applicable law or the app store’s refund policy.

  • Please review all product details and features before completing your purchase.

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Be WellOff Lite™ is free to use and may offer limited features compared to the Pro App.

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3. License & Restrictions

We grant you a limited, non-exclusive, non-transferable, revocable license to use Be WellOff™ and Be WellOff Lite™ for personal, non-commercial financial management.

You agree not to:

  • Copy, modify, reverse engineer, or redistribute the App or its contents.

  • Use the App for illegal, fraudulent, or unauthorized purposes.

  • Disrupt or interfere with the App’s normal operation or security.

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4. Key Features

Be WellOff™ (Pro App) includes, but is not limited to:

  • Budgeting with multiple views (weekly, semi-monthly, monthly)

  • Debt, savings, investment, and insurance tracking

  • Financial progress summaries and insights

  • Linkages between expenses and other financial areas

  • Walkthrough onboarding upon installation

  • Push notifications for reminders and milestones

  • Exporting budgets to CSV

  • Suggested target distributions for savings goals

  • Biometric login for added security

  • Multi-currency support

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Be WellOff Lite™ (Free App) includes a core set of budgeting and tracking features with a more simplified experience.

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5. Data Responsibility & Storage

We do not collect, transmit, or store any personal or financial data on external servers. All user data is stored locally on your device.

You are solely responsible for:

  • Backing up your financial data via your device’s native tools.

  • Enabling your device’s security features (e.g., PIN, biometrics).

We cannot restore lost or deleted data.

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6. Intellectual Property

All rights, title, and interest in Be WellOff™, Be WellOff Lite™, including its source code, design, branding, and all related content, belong exclusively to WellOff Labs LTD.™

Nothing in these Terms transfers ownership to you. You may not use our trademarks or branding without prior written permission.

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7. No Financial Advice

Both apps is a self-guided personal finance tool. It does not provide:

  • Personalized financial advice

  • Tax or legal advice

  • Professional recommendations

Please consult a licensed financial advisor before making financial decisions.

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8. Disclaimer & Limitation of Liability

We provide the App "as is" and "as available." To the fullest extent permitted by law, we:

  • Make no guarantees regarding the accuracy, completeness, or reliability of insights or calculations.

  • Are not liable for any financial loss, data loss, or damages arising from use of the App.

  • Do not warrant uninterrupted or error-free performance.

Use the App at your own risk.

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9. Termination

We reserve the right to suspend or terminate your access to the App at our discretion, including if you violate these Terms or engage in any misuse.

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10. Governing Law

These Terms are governed by the laws of British Columbia, Canada. Any disputes will be resolved exclusively in the courts of British Columbia.

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11. Contact

Have questions? Contact us at: info@wellofflabs.com

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Last Updated: July 31, 2025

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